The
festive season in India is here! Starting with
Ganesh Chaturthi, the next few months bring
Navratri, Durga Puja, diwali, Bhai Dooj, Chhath, Christmas, and New Year.This period is synonymous with
shopping, dining out, gifting, and travel. Using the
right credit card can help you enjoy these festivities while saving big. Here are
five credit cards that can help you make the most of your festive spending:
1. hdfc Millennia Credit Card – Best for Online Shopping
If you love
online shopping during festivals, the
HDFC Millennia Credit Card is your go-to.
Cashback on e-commerce purchases, dining, and online payments
Instant discounts and deals from online retailersHelps
cut down overall expenses while shopping for gifts, clothes, and essentialsThis card ensures you get
value for every rupee spent online during the festive rush.
2. sbi Card Prime – Ideal for lifestyle & Travel
For those planning
family outings, holiday trips, or lifestyle purchases, the
SBI Card Prime is perfect.
Reward points on food and grocery items
E-gift vouchers for popular brands
Complimentary lounge access at airportsWhether it’s shopping for diwali gifts or enjoying a festive meal out, this card
maximizes rewards on lifestyle and travel expenses.
3. ICICI amazon Pay Credit Card – Perfect for amazon Shoppers
For frequent
Amazon users, the
ICICI amazon Pay Credit Card makes festive shopping even more rewarding.Extra
reward points on all amazon purchasesCashback on payments at
over 100 partner merchantsCulinary Treats program to
earn cashback on diningWhether you are buying gifts online or enjoying a festive meal, this card helps you
save on both shopping and eating out.
4. Axis bank ACE Credit Card – Best for Utility & Dining Savings
The
Axis bank ACE Credit Card is a versatile card that covers
online, utility, and dining expenses.
Cashback on bill payments like electricity, mobile, and other utilitiesCashback redeemable on
subsequent purchasesComplimentary
airport lounge access during holiday travelsSavings on dining at
over 4,000 restaurants across IndiaThis card is perfect for managing
day-to-day festive expenses while enjoying additional perks on travel and dining.
5. hdfc Regalia Credit Card – For Premium Shoppers & Travellers
For
high-spending shoppers and frequent travelers, the
HDFC Regalia Credit Card is unmatched.Complimentary
airport lounge accessReward points on
every purchaseIdeal for
shopping, gifting, and holiday travelThis card ensures that your
festive shopping and travel experiences are more rewarding, making it a
premium choice for affluent users.
Final Tips to Maximize Festive Savings
Keep
multiple cards in your wallet to leverage
different cashback and rewards across categories.Pay attention to
partner merchant offers and seasonal discounts.Track your
reward points and redemption options regularly to avoid missing out.Plan
online and offline shopping strategically to maximize benefits from each card.With the right credit card in hand, you can
shop, travel, and dine smartly this festive season while
saving money and earning rewards.