PAN-Aadhaar Linking: Services That Will Be Affected and How to Complete the Process
Every indian citizen with a PAN card must link it to their Aadhaar card before December 31, 2025. Failing to do so can lead to complications with tax filing, banking, and other financial services.Services That Will Be Affected If PAN and Aadhaar Are Not Linked1. Income Tax Returns (ITR)o Filing ITR will be impossible without a linked PAN and Aadhaar.o Any existing PAN may become inoperative, leading to penalties.2. Banking Serviceso New bank accounts may not be opened without linking PAN and Aadhaar.o Existing accounts may data-face restrictions in transactions.3. Investmentso Mutual funds, stock trading, and other investment transactions require PAN-Aadhaar linkage.o Non-linkage may result in suspension or rejection of transactions.4. Loans and Credit Cardso Applications for personal loans, home loans, or credit cards may be delayed or denied.5. Government Benefitso Certain subsidies, welfare schemes, and direct benefit transfers may not be accessible.How to Link PAN with Aadhaar1. Online via Income Tax Portal· Visit: https://www.incometax.gov.in· Select Link Aadhaar under the Quick Links section.· Enter your PAN, Aadhaar number, and name as per Aadhaar.· Click Link Aadhaar to complete the process.2. Via SMS· Send an SMS to 567678 or 56161 in the following format:· UIDPAN· Example: UIDPAN 123456789012 ABCDE1234F3. Offline Method· Visit your nearest PAN service center.· Fill out the Aadhaar-PAN linking form and submit it.Key TakeawayLinking PAN and Aadhaar before december 31, 2025, is mandatory to avoid tax, banking, and investment issues. Completing this simple process ensures uninterrupted access to financial and government services.
Disclaimer:The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.
Disclaimer:The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.