AutoPay: How to Check and Cancel Automatic Deductions from Your Bank Account

G GOWTHAM
In today’s digital payment era, apps like Google Pay (GPay), PhonePe, and Paytm have made it easy to set up AutoPay or auto-debit for bills, subscriptions, and other recurring payments. However, sometimes money may be deducted automatically without your immediate notice.

What is AutoPay?

· AutoPay / Auto-Debit: A facility where your bank account or UPI app automatically pays recurring bills like mobile recharge, electricity, insurance premiums, or streaming subscriptions.

· Purpose: Ensures you never miss a payment and avoids late fees.

· Problem: You might forget about some subscriptions, causing unexpected deductions.

How to Check AutoPay in google pay (GPay)

1. Open the Google Pay app.

2. Go to the “Bills & Payments” or “Subscriptions” section.

3. Look for active AutoPay setups.

4. Check the amount, frequency, and beneficiary of the auto-debit.

How to Cancel AutoPay in GPay

1. Open Google Pay → tap on “Profile” or “Settings”.

2. Navigate to Payments & Subscriptions → AutoPay.

3. Select the merchant or biller for which AutoPay is active.

4. Tap “Cancel AutoPay” and confirm.

5. Ensure you receive a confirmation notification.

Note: AutoPay can also be canceled directly via the bank’s net banking or UPI app if linked.

Other Tips

· Track all subscriptions: Regularly check which services are auto-debited.

· Set reminders: To know when payments will be deducted.

· Check bank statements: Identify unknown AutoPay transactions.

· Contact support: If unauthorized deductions occur, contact GPay or your bank immediately.

Conclusion:
If you notice unexpected money deductions from your account, it could be due to AutoPay. Regularly reviewing your subscriptions and AutoPay settings in apps like google pay, PhonePe, and paytm ensures you stay in control of your finances and avoid unnecessary charges.


Disclaimer:

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.

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