Aadhaar-PAN Linking: Services That May Be Affected and Steps to Complete the Process

G GOWTHAM
The Income Tax Department of India has once again reminded taxpayers that linking PAN (Permanent Account Number) with Aadhaar is mandatory. The deadline for completing this process is December 31, 2025. Failing to link your PAN with Aadhaar on time can lead to serious disruptions in financial and tax-related services.

Why Linking PAN with Aadhaar Is Important

The government introduced this requirement to:

Prevent tax evasion and reduce duplicate PANs.

Simplify filing of income tax returns.

Ensure smooth financial transactions, as PAN is required for many banking, investment, and property-related processes.

Services That May Be Affected If You Don’t Link PAN with Aadhaar

If your PAN is not linked with Aadhaar before the deadline, you may data-face:

Inoperative PAN: Your PAN may become invalid, which could prevent you from filing income tax returns.

Banking services Disruption: Certain banking services that require PAN, like fixed deposits, loan applications, or mutual fund investments, may be blocked.

Tax Deduction at Source (TDS) Issues: Banks and employers may deduct tax at higher rates if PAN is not valid.

Problems With Financial Transactions: Buying or selling property, investing in shares, or opening new bank accounts may become complicated.

How to Link PAN with Aadhaar

The process is simple and can be done online:

Visit the Income Tax e-Filing Portal: Go to https://www.incometax.gov.in.

Select the ‘Link Aadhaar’ Option: On the homepage, find the option to link PAN with Aadhaar.

Enter Details: Fill in your PAN, Aadhaar number, and name as per Aadhaar.

Submit OTP Verification: An OTP will be sent to the mobile number registered with Aadhaar. Enter it to complete the linking process.

Confirmation: Once successful, you will receive a confirmation message.

Offline Linking Option

If you prefer, you can also link PAN with Aadhaar offline by visiting a PAN service center or TIN-FC center and submitting a request form with your Aadhaar and PAN details.

Conclusion

Linking your PAN with Aadhaar is crucial to avoid disruptions in tax filing, banking, and financial transactions. Completing this process before December 31, 2025, ensures that your PAN remains active, your TDS is correctly calculated, and you can continue using all financial services without any issues.

Disclaimer:

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.

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