So Easy..! Withdrawing money from ATM without a debit card..?
What do you do when you need cash urgently and you don't have an ATM card in your hand..? What other option is there but to borrow money from others? How many people know that with the help of wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW">digital banking services now one can withdraw money from ATM without a debit card? One can withdraw money from ATMs with the help of a Unified Payments Interdata-face i.e. UPI. A financial facility called interoperable cardless cash withdrawal (ICCW) allows people to withdraw money from ATMs without ATM cards.
The bank OF INDIA' target='_blank' title='reserve bank of india-Latest Updates, Photos, Videos are a click away, CLICK NOW">reserve bank of india (RBI) recommends banks provide ICCW facilities in ATMs to prevent card frauds like cloning, skimming, and stealing debit card and credit card data not only in india but also worldwide. Cardless withdrawal facility bank of india-Latest Updates, Photos, Videos are a click away, CLICK NOW">state bank of india (SBI), available at ATMs operated by punjab National bank (PNB), hdfc bank, and other leading banks. With this, people can use this service.Due to the fact that payments are made through UPI, it is mandatory to have an app running on the UPI platform on your smartphone. In this way, you can withdraw money from the ATM through google Pay, phone Pe, Paytm, and other UPI apps. Even though UPI services are available in most places in india, from cities to villages, there are many places and situations where money is served. If you forget your ATM card or your wallet at home at such a time, you can withdraw money from the ATM through the UPI service.But under this system, one can withdraw only 5000 rupees at a time though it is unfortunate it provides easy facilities to the people. Well, how to do this..?
How to use..?
 Step 1: You have to select the 'Withdraw Cash' option, when you go in front of any ATM.
 Step 2: Next, click on the UPI option.
Step 3: Next, you need to scan the QR code displayed on the ATM screen using your smartphone.
 Step 4: Enter the amount of money u need to take.
Step 5: Enter the respected UPI PIN and click on the 'Hit Proceed' button. Work is easier.
Banks do not charge extra for cardless withdrawals from ATMs with the help of UPI. According to the bank OF INDIA' target='_blank' title='reserve bank of india-Latest Updates, Photos, Videos are a click away, CLICK NOW">reserve bank of india (RBI), ICCW transactions are not subject to charges other than prescribed (interchange charges and customer charges).