Salary May Not Be Credited on December 31 If You Miss This Crucial PAN-Aadhaar Step

Balasahana Suresh
As the PAN-Aadhaar linking deadline approaches, employees and taxpayers are being warned: failing to link your PAN card with Aadhaar could affect salary credits, tax filings, and other financial transactions. If you haven’t completed this step yet, now is the time to act.

1. Why PAN-Aadhaar Linking Matters

The government mandates the linking of PAN (Permanent Account Number) with Aadhaar to:

· Prevent tax evasion and duplicate PANs

· Ensure smooth TDS (Tax Deducted at Source) processing on salary and other income

· Simplify income tax filings and refunds

· Enable seamless financial transactions like bank account updates, mutual fund investments, and property deals

Not linking PAN and Aadhaar can lead to blocked PANs, which may delay salary credits and tax compliance.

2. What Happens If You Don’t Link by the Deadline

The consequences of missing the PAN-Aadhaar linking deadline include:

1. Salary May Be Withheld: Employers may data-face issues in processing TDS, affecting salary credits.

2. TDS at Higher Rate: Any tax deducted may be at the maximum rate of 20% instead of standard rates.

3. Blocked PAN: PAN becomes inoperative, preventing it from being used for financial transactions.

4. Hindrance in Financial Activities: Investments, loan applications, and filing tax returns could be affected.

Action now avoids complications at the end of the financial year.

3. How to Link PAN with Aadhaar

Linking can be done online or offline.

Online Method

1. Visit the Income Tax Department e-filing portal: https://www.incometax.gov.in

2. Go to the ‘Link Aadhaar’ section.

3. Enter PAN, Aadhaar number, and name as per Aadhaar.

4. Verify details and click Submit.

5. You will receive a confirmation message on successful linking.

Offline Method

1. Visit your PAN-issuing NSDL or UTIITSL center.

2. Submit a request form to link Aadhaar.

3. Provide a self-attested copy of Aadhaar for verification.

4. Keep the acknowledgment receipt for future reference.

Make sure your name, date of birth, and gender on PAN and Aadhaar match exactly to avoid rejection.

4. Tips for a Smooth Linking Process

· Check your Aadhaar details before linking to avoid errors.

· Use the official Income Tax portal only—avoid third-party websites.

· Link early to prevent last-minute technical glitches.

· Keep your PAN and Aadhaar numbers handy for verification.

Even a small mismatch in details can delay the linking process.

5. Conclusion

Linking PAN with Aadhaar is no longer optional—it’s crucial for salary processing, tax compliance, and smooth financial transactions.

· Missing this step could delay salary credits on december 31.

· Avoid penalties and higher TDS by linking immediately.

· Verify your details and complete the process well before the deadline.

Action today ensures salary and financial peace of mind tomorrow.

 

Disclaimer:

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.

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