The
Ayushman Bharat Yojana, also known as the
Ayushman Card, is a flagship health insurance scheme launched by the government of India. It provides
free or cashless treatment to financially vulnerable families, ensuring access to quality healthcare without financial burden.Here’s everything you need to know about
usage limits and eligibility.
1. How Many Times Can You Use the Ayushman Card Per Year?
· Under the
Ayushman Bharat scheme, a family is entitled to
treatment up to ₹5 lakh per year for secondary and tertiary hospitalization.· There is
no fixed limit on the number of hospital visits; usage depends on the
cost of treatment.· For example:o If a treatment costs ₹1 lakh, you can use the card
up to 5 times in a year for similar or different treatments.o Once the
₹5 lakh annual limit is exhausted, further treatments will not be covered until the next financial year.
2. Types of Treatments Covered
· In-patient treatment at
empaneled hospitals· Surgeries, hospitalization, and certain day-care procedures· Coverage includes
both government and private hospitals listed under the scheme
3. How to Check Eligibility for the Ayushman Card
1.
Visit the Official Portal: https://www.pmjay.gov.in2.
Enter Your Details: Use your
mobile number, name, or ration card to check eligibility.3.
Verify Your Family: The portal allows you to
check all family members under the scheme.4.
Download the Ayushman Card: Eligible members can
download or print their card for hospital use.Alternatively, you can also
visit local health centers or Common service Centers (CSCs) for eligibility verification.
4. Important Points to Remember
·
No premium required: Ayushman Card beneficiaries do not pay any subscription fee.·
Portability: The card can be used at
any empaneled hospital in India, not just your home state.·
Renewal: Eligibility is reviewed periodically based on
government databases like SECC 2011.
Bottom Line
The
Ayushman Card is a lifeline for low-income families, offering
cashless healthcare up to ₹5 lakh per year. While there is
no fixed limit on the number of hospital visits, the
annual coverage cap determines how many treatments can be availed. Checking eligibility is simple through the
official portal or local health centers, ensuring your family can benefit from the scheme when needed.Keep your
Ayushman Card handy and always confirm hospital empanelment before availing treatment for a hassle-free experience.
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