💰 PMJDY Milestone: ₹2.75 Lakh Crore Deposited in Jan Dhan Accounts

Kokila Chokkanathan
New Delhi: The Pradhan Mantri Jan Dhan Yojana (PMJDY) has achieved a historic milestone as deposits in these accounts have crossed ₹2.75 lakh crore for the first time. This remarkable achievement reflects the growing financial inclusion and trust in banking among poor and rural families across India.

📊 Significance of the Milestone

· Record Deposits: ₹2.75 lakh crore is the highest ever deposit amount in Jan Dhan accounts since the scheme’s launch in 2014.

· Financial Inclusion: The milestone indicates that rural and economically weaker sections are increasingly relying on formal banking channels.

· Trust in banking System: people are viewing PMJDY accounts as a safe, reliable instrument for savings, insurance, and financial security.

🏦 About Pradhan Mantri Jan Dhan Yojana

Launched in 2014, PMJDY aims to:

· Provide bank accounts to every unbanked household.

· Offer access to banking facilities, including deposits, withdrawals, and wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW">digital payments.

· Enable insurance coverage, overdraft facilities, and pension schemes for the underprivileged.

With this milestone, PMJDY demonstrates that millions of previously unbanked indians are now actively participating in the formal financial system.

🌟 Impact on Rural and Poor Families

· Empowerment: PMJDY accounts empower families by giving them control over their finances.

· Safety: Families can now safely store and access money without relying on informal methods.

· Government Benefits: Deposits also facilitate direct benefit transfers (DBT) of government schemes directly to the beneficiaries’ accounts.

🎯 Takeaway

The achievement of ₹2.75 lakh crore in Jan Dhan accounts is a testament to the success of PMJDY, highlighting how financial inclusion initiatives are transforming lives in rural and economically weaker regions. It signals growing trust in banks, improved access to financial services, and strengthened economic security for millions of indian families.

 

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