For salaried employees with
Provident Fund (PF) deductions, it’s important to know
how much interest your PF account earns each year. PF is a
long-term savings instrument that grows gradually, but many contributors are unaware of their
annual interest accrual.
How to Check Your PF Interest Easily from Home1.
Visit the EPFO Portal:o Go to the
EPFO member portal at https://www.epfindia.gov.in.2.
Log in to Your Account:o Use your
Universal Account Number (UAN) and
password to log in.3.
Go to Passbook Section:o Click on the
‘View Passbook’ option under the
Services tab.o Your
employee and employer contributions, along with
interest credited for each year, will be displayed.4.
Check Annual Interest:o EPFO credits interest
once a year, usually at the end of March.o The passbook shows
year-wise interest earned, helping you track your
PF growth.
Benefits of Checking Your PF Interest·
Know your savings growth: See how much your fund is growing annually.·
Plan financial goals: Helps in
retirement or emergency planning.·
Verify correctness: Ensure your
employer is contributing correctly.
ConclusionChecking your PF interest is
quick, easy, and informative. With just
a few clicks at home, you can track your
fund growth and annual interest, ensuring your hard-earned savings are on track.
Disclaimer:The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.