ITR Refund Delay: Common Mistakes That May Be Holding Up Your Refund

Balasahana Suresh
Many taxpayers eagerly file their Income Tax Returns (ITR) expecting timely refunds, but some find themselves waiting for months. While delays can occur due to processing backlogs, often the reason lies in common mistakes made during filing. Understanding these can help speed up your refund.

Common Mistakes That Delay ITR Refunds

Incorrect bank Details

Providing a wrong account number or IFSC code can prevent the refund from being credited.

Ensure that the account is active and matches the PAN details.

Mismatch in Personal Information

Errors in name, PAN, or date of birth can trigger verification issues.

Always cross-check details with official documents before submitting.

Filing Without E-Verification

Returns must be e-verified within 120 days. Unverified ITRs are considered incomplete and delay refunds.

Incorrect Tax Computation

Misreporting income, exemptions, or deductions can create discrepancies, resulting in the refund being put on hold.

Pending Notices from IT Department

If the Income Tax Department sends a notice and it is not responded to, the refund can be delayed until compliance.

How to Check Your Refund Status

  • Online via Income Tax e-Filing Portal: Login → “Refund/Demand Status” → Enter PAN & Assessment Year.
  • Through TIN NSDL Website: Check refund status using PAN.
  • Bank Account Alerts: Ensure your bank details are up to date to receive notifications.
Key Takeaway

Simply waiting for your ITR refund is not enough. Mistakes during filing, unverified returns, and discrepancies in bank or personal details are often the culprits. Double-check all details and complete e-verification to avoid delays and ensure faster refunds.

 

Disclaimer:

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.

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