Millions of people in india invested money in various Sahara india Group schemes and never got their funds back after the companies data-faced legal battles and regulatory action. For years investors have been waiting for refunds — and now the Central government has reopened the refund process with a big new update.

📌 What’s the New Update?

✔ The government has raised the maximum refund claim limit to ₹10 lakh for eligible Sahara investors. Earlier, investors could only claim up to ₹50,000.

✔ Investors who filed earlier claims that were rejected because of missing documents or errors can reapply with corrected details.

✔ This updated facility began on 19 November 2025 and is being handled through the official CRCS‑Sahara Refund Portal.

✔ Once a claim is correctly submitted, it will be verified and processed within about 45 working days — and if everything checks out, the money will be credited directly to the investor’s bank account.

📊 Why This Matters

Millions of depositors had money stuck in Sahara Group’s four cooperative societies for years — sometimes since the early 2010s — after litigation and enforcement actions prevented normal refunds. The government has been working to return this money following directions from the supreme Court.

Earlier efforts included:

• Initial refunds of up to ₹10,000 or ₹50,000 to smaller investors.
• Disbursement of hundreds of crores of rupees to lakhs of investors since the portal launched in 2023.

Now, with the ₹10 lakh limit, investors with larger stuck amounts can potentially recover more of their money.

📌 Who Can Apply?

✔ people who had invested in any of the four Sahara Group cooperative societies: Sahara Credit Cooperative Society Ltd, Saharayan Universal Multipurpose Society Ltd, Humara india Credit Cooperative Society Ltd or Stars Multipurpose Cooperative Society Ltd — and whose investments are still unresolved.

✔ Investors whose previous refund claims were rejected can now correct details and resubmit.

✔ New claimants whose investments qualify under the criteria can also apply.

📍 How to Apply (Online)

Visit the CRCS‑Sahara Refund Portal and choose the resubmission option.

Enter your Aadhaar‑linked mobile number and log in with OTP.

Upload all required documents related to your investment.

Enter accurate bank account details linked with your Aadhaar.

Submit the form and save the acknowledgement receipt.

Tip: Make sure your Aadhaar and bank account are correctly linked — incomplete or wrong details can delay the refund.

💡 Important Points

🔹 This process is online only and free — you should not pay any fee to any agent.
🔹 Only authentic claims submitted through the official portal will be considered.
🔹 If you’ve already applied earlier, you may need to wait 45 days after resubmission for processing.
🔹 The government continues to verify claims carefully before sending refunds.

📊 Current Status (As of Feb 2026)

✔ Several lakh investors have already filed claims and received refunds.
✔ Hundreds of crores of rupees have already been disbursed through the portal.
✔ The extension gives investors another chance to recover more of their money — up to ₹10 lakh.

📌 Final Word

This update marks a major relief for former Sahara investors who have been waiting years (in some cases more than a decade) to get back their money. The increase in the refund cap and the ability to correct and resubmit claims online is meant to make the process more efficient and fair for genuine investors.

 

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